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Lafayette Title at a Glance

IN BUSINESS SINCE 1987, OUR COMPANY HANDLES ALL ASPECTS OF REAL ESTATE CONVEYANCE INCLUDING TITLE INSURANCE, TITLE SEARCH, SETTLEMENTS AND MORE. OUR INNOVATION AND EXPERIENCE DELIVERS QUICK, ACCURATE AND SECURE TITLE SERVICES FOR EVERY REAL ESTATE TRANSACTION.
 
OUR EXPERIENCE IS YOUR KEY TO SUCCESS

ATTORNEYS

Going beyond title insurance Let Lafayette Title develop a title and closing services plan tailored just for you. 
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REALTORS

Your clients are important to you We understand that our performance is a direct reflection on you. 
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LENDERS

Vetted. Compliant. Secure. In today's regulatory environment, we realize the importance of data safety and risk compliance. 
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Join Us For Our Next Attorney CLE Class!

TIDELANDS AND RIPARIAN ISSUES

On June 12, 2018 from 10am to 12pm we will be holding a "Tidelands and Riparian Issues" class for Attorneys at the Clarion Hotel in Toms River, NJ. This class is approved by the State of New Jersey for TWO CLE credits for Attorneys! Topics will include the history of tidelands, a review of tideland's grants and search certificates, Tidelands Resource Council and a review of recent court cases. A full buffett breakfast will be served starting at 9:30am. Space is limited, RSVP today! 
ATTORNEY TIDELANDS RSVP
 
 

Latest News and Information

Real Estate
May 21, 2018

Upstream Officially Rolls Out

Three years after it was announced to the industry, Upstream has launched, first as a direct input in the Regional Multiple Listing Service (RMLS) in Portland, Ore., and as a broker direct feed for the Arizona Regional Multiple Listing Service (ARMLS) in Phoenix, and Dallas' North Texas Real Estate Information Systems (NTREIS). The Ann Arbor Area Board of REALTORS® in Michigan, the Austin Board of REALTORS® (ABOR) in Texas, the California Regional Multiple Listing Service (CRMLS), NorthstarMLS in Minnesota, Realcomp in Michigan, and West Penn Multi-List in Pennsylvania are all expected to follow.

With the ball now rolling, Upstream anticipates it will add to five to six markets per month—prioritized by broker/MLS participation and market size—and reach 250,000 agents by the end of 2018.

Real Estate
May 14, 2018

Selling a Luxury Home? Forget Staging, 'White Box' Instead

In high-end luxury markets like New York City and Los Angeles, turns out less is often more. Instead of maximizing luxe features like state-of-the-art kitchens and top-dollar fixtures and moldings, sellers are stripping their pads down to bare bones and commanding a higher sales price in the process.

According to a recent article on CNBC.com, the trend is called "white boxing," and it's all the rage among the ultra-affluent who often buy a luxury property only to gut it and redo it in the style that suits their unique design taste and lifestyle. For luxury buyers — who place high value on personalizing a home and making it their own — it's much more appealing to buy a space that's already stripped, as it saves them the time and expense of doing so on their own.

Real Estate
May 11, 2018

Gmail Revamp: What It Could Mean for Real Estate Industry Professionals

Email is an essential part of conducting business, and especially within the real estate community. From communications with clients to conversations with vendors, email is the fastest way to share information — but it is not always as secure as it should be.

Google is tackling this vulnerability with a web redesign, which looks to solve other workflow challenges, as well. The redesign was rolled out to the first batch of Gmail users on April 26 — they can choose to opt in or out of the new interface for the time being. Google plans to eventually release the new version to all 1.4 billion users.

So, what do these changes mean for the industry?

Real Estate
April 30, 2018

Economic Forecast: Expectations High, but Less Long-Term Optimism

The latest Urban Land Institute (ULI) Real Estate Economic Forecast predicts modest fluctuations across the board for 27 economic/real estate indicators. The three-year forecast is completed semi-annually, surveying over 48 economists and analysts at 36 real estate organizations. 

A leading concern? Rising interest rates. ULI forecasts interest rates to be 0.4 percent higher in 2018 and 2019 than previously estimated. The 10-year U.S. Treasury rate is also expected to rise, to 3.1 percent in 2018 and 3.4 percent in 2019, and then stay flat in 2020.

However, according to a recent ULI webinar—featuring Mark Wilsmann, managing director and head of Equity Investments at MetLife Real Estate; Martin Stern, senior managing director at CBRE; Richard Barkham, global chief economist at CBRE; Diana Reid, executive VP at PNC Financial Services; and Stuart Hoffman, senior economic advisor at PNC Financial Services—economists are not as optimistic for the long term.

Title
April 10, 2018

Wire Fraud Bulletin from the New Jersey Department of Banking and Insurance

BULLETIN NO. 18-04

APRIL 10, 2018

TO: ALL NEW JERSEY STATE CHARTERED BANKS, SAVINGS BANKS, SAVINGS AND LOAN ASSOCIATIONS, CREDIT UNIONS, NEW JERSEY LICENSED RESIDENTIAL MORTGAGE LENDERS AND BROKERS, MORTGAGE LOAN ORIGINATORS, TITLE INSURERS, TITLE PRODUCERS, AND LICENSED REAL ESTATE BROKERS AND SALESPERSONS

FROM: MARLENE CARIDE, ACTING COMMISSIONER, STATE OF NEW JERSEY, DEPARTMENT OF BANKING AND INSURANCE

RE: WIRE TRANSFER FRAUD


The industries addressed in this Bulletin handle millions of dollars in wire transfers every day in connection with mortgage loan transactions in this State. The purpose of this Bulletin is to remind you of the prevalence of fraudulent schemes to divert funds transferred by wire.

Real Estate
February 28, 2018

New Jersey Senate Passes Bill To Bypass Federal Property Tax Deduction Laws

The New Jersey Senate passed bill S1893 on February 26, 2018 by a 28-9 margin. The bill would authorize any municipality, county or school district to establish charitable funds for specific purposes and permitting property tax credits for certain "donations." Residents would then take a charity write-off for property taxes on their federal income taxes. The bill must be approved by the full Assembly and Governor Phil Murphy has said he supports the measure.

Nonetheless, even if fully passed, the proposal faces an uphill battle as the IRS does not appear willing to recognize tax payments as "donations" and United States Treasury Secretary Mnuchin has called the plan "ridiculous."

 
Why choose Lafayette Title?
Transfers of title can be complex. But the process for home buyers and sellers should feel seamless and simple. This is where Lafayette Title excels. Our seasoned staff doesn't just identify problems, we assist attorneys and real estate agents in actually solving them, ultimately delivering a better closing experience. That is our key difference.
 
 
 

TESTIMONIALS WHAT OUR CLIENTS SAY ABOUT OUR SERVICES

"We have been using Lafayette's closing services for over 5 years and it's been amazing! We started when I became pregnant and my office couldn't handle the workload, and two kids later we are still using Lafayette for all of our closings. Wouldn't think about doing our closings any other way!"Real Estate Paralegal
 
"This is the best title company that my law firm has worked with, and Patty in their closing department is the greatest. She is the most efficient, attentive and accommodating processor. Would recommend her and Lafayette to any other real estate office."
Real Estate Paralegal
 
 
"Lafayette professionally handled all of my closing paperwork without a glitch. As a first time homebuyer, I felt very secure with my transaction. Even six months later when I had a question, they were there for me."
Homebuyer
 
"Lafayette General Title Agency is chock full of diligent, hard-working people who actually care about exceeding your business expectations. Lafayette General is among the elite in the title and customer care industries, and it is a great pleasure working with the company."
Attorney