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For over 20 years Lafayette General Title Agency has been providing title insurance services for all types of real estate transactions throughout the entire state of New Jersey.  Since 1997 LafayetteTitle.com has been providing online access to the ordering of our title insurance services.  Today, feel free to browse our interactive and informative website to learn more about our comprehensive New Jersey title insurance solutions, get a free title services quote or place your order for title insurance online, 24 hours a day.

Our repeat business attests to the high levels of satisfaction and personalized service enjoyed by our clients.  We offer you the services of a full title insurance staff who have over 200 years of combined on the job title industry experience.  We are a fully licensed New Jersey Title Insurance Agency backed by the strong financial resources of two national and well-respected underwriters, Stewart Title Guaranty Company and Old Republic Title.

Our services and capabilities include:

  • Complete title services for all real estate transactions

  • Residential Purchases

  • Residential Refinances

  • Complex Commercial transactions

  • Document preparation, escrow and disbursement services

  • Easy online title insurance quotes and ordering

  • Online access and digital delivery via email of title insurance documents

  • Servicing the entire State of New Jersey, all 21 counties

  • A full staff of friendly, experienced professionals ready to assist you throughout the entire process

By choosing Lafayette Title for your next real estate transaction, you can feel comfortable knowing you have ordered your title insurance services with a professional, experienced and leading New Jersey based title insurance provider.

To get started, simply fill out our online quote form for a for a free, detailed title insurance services quote or go directly to placing your order online, 24 hours a day, through our online ordering system.

The entire staff at Lafayette Title looks forward to working with you, now and in the future.

 


 
Interest Rate Roundup E-mail

July 3, 2008

Mortgages • Bankrate.com

Rate: 6.53 percent (30-year fixed) Average points: 0.40

Mortgage rates were generally down this week, with the 5/1 adjustable-rate mortgage falling significantly.

The average 30-year fixed-rate mortgage dropped 9 basis points, to 6.53 percent. A basis point is one-hundredth of a percentage point.

The average 15-year fixed -- a popular option for refinancing -- fell 10 basis points, to 6.09 percent. The average jumbo 30-year fixed slipped 3 basis points, to 7.69 percent.

The one-year adjustable-rate mortgage rose 1 basis point, to 6.28 percent. The popular 5/1 ARM fell 19 basis points, to 6.09 percent.

Mortgage applications rose for only the second time in the past seven weeks, according to the Mortgage Bankers Association. For the week ending June 27, applications rose a seasonally adjusted 3.6 percent...

Read more... >>

 
Senate housing bill stalled through holiday E-mail

By Kevin Drawbaugh

WASHINGTON (Reuters) - Legislation aimed at saving hundreds of thousands of troubled American homeowners from foreclosure stalled in the U.S. Senate on Thursday, with lawmakers not expected to resume work on it until early July.

Republican Nevada Sen. John Ensign blocked the bipartisan bill's progress toward likely passage by insisting, against the wishes of its backers, that he be allowed to try to attach an amendment dealing with renewable energy tax credits.

President George W. Bush urged senators to overcome weeks of bickering and act. "Congress needs to come together and pass responsible housing legislation," he told reporters.

The White House has threatened to veto the Senate bill and a similar one passed by the House of Representatives in May. But it has left the door open to working with lawmakers...

Read more... >>

 

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Real Estate Newswire

Yahoo! News: Business - Real Estate
  • Subprime-hit UBS says could break even second quarter (AFP)

    A UBS branch in Geneva, 2007. Swiss banking giant UBS, which had been hit hard by the subprime crisis, on Friday said it would break even or report a slight loss for its second quarter.(AFP/File/Fabrice Coffrini)AFP - Swiss banking giant UBS, which had been hit hard by the subprime crisis, on Friday said it would break even or report a slight loss for its second quarter thanks to a substantial tax credit.


  • IBD's Top 10 - Thursday (Investor's Business Daily)
    Investor's Business Daily - 1 The 6th straight monthly payrolls drop was in line with forecasts, though April and May payrolls were revised lower. That bodes ill for the economy, but recessions typically have bigger job cuts. Unemployment stayed at 5.5%, defying forecasts for a dip after May's spike. Factories and home builders slashed staff. Rising jobless claims signal more job losses ahead.
  • Economy - Thursday (Investor's Business Daily)
    Investor's Business Daily - The benchmark 30-year fixed home loan rate fell 10 basis points to 6.35%, ending a 5-week uptrend to a 9-month peak, mortgage finance giant Freddie Mac said. Weaker economic data made a Fed rate hike less likely, pushing Treasury yields and mortgage rates lower. The 15-year fixed-rate mortgage slid 12 ticks to 5.92%. The 1-year ARM fell 10 basis points to 5.17%.
  • Rates on 30-year mortgages drop to 6.35 percent (AP)

    A Bank of America branch in Fairfax, Virginia. Shareholders of Countrywide Financial, the largest US mortgage lender at the center of the housing crisis, approved its sale Wednesday to Bank of America, marking the latest shakeup in the troubled sector.(AFP/File/Karen Bleier)AP - Rates on 30-year mortgages, which had been rising for five straight weeks, posted a decline this week as signals from the Federal Reserve eased worries about imminent rate increases.


  • Housing market seen getting worse (Reuters)

    A foreclosed home is seen in Stockton, California in this May 13, 2008 file photo. (Robert Galbraith/Reuters)Reuters - An even gloomier scenario may be in store for an already ailing U.S. housing market if the overall economy slips into a recession, according to UBS Securities analysts.


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